Cobra is essentially continuation of a prior group coverage that typically lasts 18 months (can be up to 36 months). You are able to elect Cobra within a 62 day window from your last date of group coverage and continue monthly. Most people do not realize that they have options to Cobra that can significantly reduce their cost as Cobra is typically very expensive in comparison. Below are some general points on Cobra coverage followed by some alternatives to reduce cost:
If you are unable to qualify for Individual/Family coverage and you exhaust Cobra, then there is typically a HIPAA option available to you. By law, each carrier must offer their two most popular Individual plans on a Guaranteed Issue basis to HIPAA eligible individuals. The rates are higher than qualifying based on health but it does provide a back-up option in case you are unable to get your own Individual coverage. There is also a 62 day window from the last date of Cobra coverage to initiate HIPAA. Please check with us for HIPAA information and/or rates. \
Individual Family Texas Rates can be much less expensive than Cobra. You can quote these plans instantly below.
Again, there is absolutely no cost to you for our services. Call 866-444-3332 Today!
|Single Person:||$11k - $47k|
|2 People||$16k - $63k|
|3 People||$20k - $79k|
|4 People||$24k - $95k|
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To Get Started
You can get the enrollment process started using any of the following:
Click on the Instant Quote link and provide census information. Stateside will respond with a proposal that outlines your various plan options with premium cost.
Call (866) 444-3332 (toll free) and speak with a licensed representative regarding your coverage, subsidy and enrollment questions.
Email Stateside at email@example.com with demographic information (date of birth, zip code and gender), and a proposal will be sent to you.
We'll quickly see if you have the best priced plan available and if you qualify for a tax credit866-444-3332
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